Christopher P. Hill, RFC®, President and CEO

Christopher P. Hill, RFC® has been employed in the financial services industry for more than twenty-two years.  Chris graduated from the University of Florida with a Bachelor of Science Degree in Finance. While in college, he worked as an intern at PaineWebber as a stockbroker’s assistant for three years.

After graduating college in 1990, Chris opened and managed a Branch Office in the Washington, D.C. area for one of the nation’s leading wealth management firms.  For over a decade Chris worked closely with their Senior Portfolio Manager, who had more than forty years’ experience working as a full-time stock market professional.

It was this experience that helpted Chris to learn a great deal about the historical patterns and trends of the stock market, investor’s psychological response to stimuli, and the market’s major influences. After his office grew to become their largest national division, Chris was promoted to National Wholesaler and ultimately Vice-President of Marketing and Sales.

In 2007, Chris seized the opportunity to establish Wealth and Income Group, LLC, an independently-owned financial services firm.  The firm has six Virginia Branch Offices in Roanoke, Stephens City, Chantilly, and Tysons Corner.

Terrie Onishenko, Roanoke Office Manager

Terrie Onishenko has been in the Financial Services Industry for more than 20 years.  She began her career working as a personal assistant to several top performing financial advisors. Her organizational, administrative and marketing skills were significant to advisors in helping them maintain their success and exemplary client services.

Terrie served as a marketing director for 5 years at a top financial firm.  Although her marketing career was rewarding, she found her true passion is supporting financial professionals to build a successful practice in financial planning, insurance protection and designing events and seminars to provide education workshops to customers.  She holds a life, health and annuity license with the State of Virginia and is a Notary Public for the Commonwealth of Virginia.

Terrie is highly energetic and well organized. Her goal is to make a difference in managing and maintaining a highly respected customer oriented practice.  She prides herself in making a difference through educating and empowering families on building plans that work under all circumstances, and also create an everlasting legacy.

Terrie is from a military family, and has traveled the world. She currently resides in Southwest Roanoke, and truly values her faith, family, and friends.  She enjoys spending time with family and grandchildren.

Her interest are spending time at Smith Mountain Lake boating, shooting pool and visiting wineries around the Roanoke Valley.

About Us

Your Money Matters was founded with the goal of assisting our clients in every aspect of their financial lives. We’ve provided the most comprehensive and personal service available, thus earning a reputation for excellence in our industry. For each of our clients, we strive to create financial stability and security to provide financial independence and peace of mind.

The Company’s Mission Statement

Strengthening our clients’ financial future by identifying the most innovative and cutting-edge strategies to optimize their wealth management, family protection, retirement planning, income distribution, tax efficiencies, legacy and end of life planning.

To maximize the efficiencies of his clients, Chris works hard to develop strategic partnerships with other local financial services professionals such as CPAs, Estate Planning Attorneys, Business Owners Specialists, Funeral Directors, and more.

For over twenty years, Chris has been a national speaker, hosting educational workshops on a variety of financial, retirement, and insurance-related topics. His workshops are designed to educate families, professionals, executives, investment clubs, universities, retirees, seniors, churches, as well as small and large corporations.

Chris has also been a regular editor and contributor to various newsletters, publications, and magazines, and received the “The Editor of the Year Award” in 2008 and 2009 for his article contributions to IARFC’s Magazine “The Register “.

After losing his mother in 2008, Chris was inspired to become the Founder of and In addition to serving as a Community Outreach Coordinator, these online educational resource centers were specifically designed to assist families in making a difficult situation easier and, more importantly, proactively encourage and promote End of Life Celebration Planning.

Chris is also fortunate that his father has been employed as a financial services professional for over forty-five years, and is currently a Senior Portfolio Manager and Corporate Vice-President for UBS Financial Services in Tysons Corner, Virginia.


Our company is based on the principle that education and understanding of your current financial situation is vital to successfully make prudent decisions concerning your future financial condition.


Our staff consists of experienced professionals with a “hands on” approach to financial guidance. Not only will you find our team members knowledgeable, but you will also discover that our staff truly cares about making your dreams a reality.

As your Financial Professionals, we will do everything in our power to keep you focused on where you want to go, advise you on how to get there, and continually remind you of the importance of maintaining a disciplined approach to realizing your dreams.

For more than 22 years our team of qualified and experienced professionals are well-versed in every aspect of comprehensive financial and retirement planning.

Our mission is to create a family of clients through building long-term friendships and relationships. That’s exactly why we welcome and encourage the opportunity to spend some quality time together and learn more about each other.

Our team wants to know what is most important to you so we can build a plan that helps you feel comfortable and confident – and ultimately sleep better at night.

What We Do

We Help You Identify And Implement The Most Effective Strategies For

  • Wealth Management
  • Family Protection
  • Asset and Lawsuit Protection
  • Retirement Planning
  • Income Distribution Planning
  • Minimizing or Eliminating Taxes
  • Estate and Legacy Planning
  • End of Life Planning

Do You Have Questions? Need Advice or Guidance?

Talk with Chris about anything and everything financial - wealth management, retirement planning, social security, annuities, bonds, Roth IRA's, asset and lawsuit protection, insurance, estate and legacy planning, college planning, end of life planning, taxes, ...

There is no cost or obligation for the first or second consultation*. All information is secure and confidential.